Credit Usage, Production Efficiency and Financial Performance of Coconut-based Businesses in Anini-y, Antique / Alvarez, et al.
Language: Unknown language code Publisher: Sibalom Antique : University of Antique, 2025Description: xvi, 163 leaves : col. ill.; 28 cmContent type: Media type: Carrier type: Subject(s): Theses | Credit Usage | Production Efficiency | Financial Performance | Coconut-based Business | Quantitative ResearchDDC classification: TH 378.242 C9128 2025 Summary: ABSTRACT This predictive-correlational study investigated the relationship among credit usage, production efficiency, and financial performance of 135 coconut-based businesses in Anini-y, Antique. Statistical analysis, including frequency distribution, median, inferential, and correlation analysis, were conducted using SPSS 27. This study examined how these businesses access and utilize credit, their levels of production efficiency, and financial outcomes, while also considering the role of government subsidies and demographic factors. Findings revealed that credit usage was highly utilized especially for operational needs, and that businesses exhibited high levels of production efficiency and financial performance. Despite this, credit was accessed primarily through microfinance institutions and informal lenders, with high interest rates and strict requirements posing significant challenges. Government support, though present, was found to be inconsistent and largely focused on raw material subsidies. Statistical analysis confirmed significant positive relationships among credit usage, production efficiency, and financial performance. However, there were no significant differences in these variables across demographic groups. The results underscore the importance of strategic credit use and efficient production practices in enhancing financial sustainability. The study recommends improved access to formal credit, targeted capacity-building programs, and more consistent government support to strengthen the coconut-based businesses in Anini-y, Antique.| Item type | Current location | Home library | Collection | Call number | Status | Date due | Barcode | Item holds |
|---|---|---|---|---|---|---|---|---|
| Theses | Sibalom | Sibalom MTHECBA | Main-GS/Theses(Undergraduate) | TH 378.242 C9128 2025 (Browse shelf) | Available | TH 2242 |
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ABSTRACT
This predictive-correlational study investigated the relationship among credit usage, production efficiency, and financial performance of 135 coconut-based businesses in Anini-y, Antique. Statistical analysis, including frequency distribution, median, inferential, and correlation analysis, were conducted using SPSS 27. This study examined how these businesses access and utilize credit, their levels of production efficiency, and financial outcomes, while also considering the role of government subsidies and demographic factors. Findings revealed that credit usage was highly utilized especially for operational needs, and that businesses exhibited high levels of production efficiency and financial performance. Despite this, credit was accessed primarily through microfinance institutions and informal lenders, with high interest rates and strict requirements posing significant challenges. Government support, though present, was found to be inconsistent and largely focused on raw material subsidies. Statistical analysis confirmed significant positive relationships among credit usage, production efficiency, and financial performance. However, there were no significant differences in these variables across demographic groups. The results underscore the importance of strategic credit use and efficient production practices in enhancing financial sustainability. The study recommends improved access to formal credit, targeted capacity-building programs, and more consistent government support to strengthen the coconut-based businesses in Anini-y, Antique.
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