Vol. 48, No. 1 (2024) Debuque-Gonzales, Margarita Corpus, John Paul Ballesteros, Marife 110 pages Understanding financial inclusion in the Philippines / Debuque-Gonzales, Margarita and Corpus, John Paul Measuring Housing affordability in the Philippines / Ballesteros, Marife, Ramos, Tatum P. and Ancheta, Jenica Does similarity in the Philipine Tree Trade Agreements Matter in Trade? / Quimba, Francis Mark and Barral, Mark Anthony A. Making sense of the seal of good local governance: policy design layering and implications for shaping local government performance / Medina-Guce, Carina and Robert Sanders Jr. SERIALS FINANCIAL INCLUSION 2508-0954