Augustin-Acierto, Marife creator Sumapid, Mary Joy M. Acierto, Gilfred Abad x, 223 pages : illustrations ; 23 cm Marife Augustin-Acierto, Mary Joy M. Sumapid, Gilfred Abad Acierto. Includes bibliographical references 600-699 F Financial management F 658.15 A9234 2025 978-621-427-257-0 20260630085447.0