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008			250812b ||||| |||| 00| 0 eng d
041			_a eng
082			_aTH 378.242 C9128 2025
245			_aCredit Usage, Production Efficiency and Financial Performance of Coconut-based Businesses in Anini-y, Antique / _cAlvarez, et al.
264		1	_aSibalom Antique : _bUniversity of Antique, _c2025.
300			_axvi, 163 leaves : _bcol. ill.; _c28 cm.
336			_2 _a _b
337			_2 _a _b
338			_2 _a _b
520			_aABSTRACT This predictive-correlational study investigated the relationship among credit usage, production efficiency, and financial performance of 135 coconut-based businesses in Anini-y, Antique. Statistical analysis, including frequency distribution, median, inferential, and correlation analysis, were conducted using SPSS 27. This study examined how these businesses access and utilize credit, their levels of production efficiency, and financial outcomes, while also considering the role of government subsidies and demographic factors. Findings revealed that credit usage was highly utilized especially for operational needs, and that businesses exhibited high levels of production efficiency and financial performance. Despite this, credit was accessed primarily through microfinance institutions and informal lenders, with high interest rates and strict requirements posing significant challenges. Government support, though present, was found to be inconsistent and largely focused on raw material subsidies. Statistical analysis confirmed significant positive relationships among credit usage, production efficiency, and financial performance. However, there were no significant differences in these variables across demographic groups. The results underscore the importance of strategic credit use and efficient production practices in enhancing financial sustainability. The study recommends improved access to formal credit, targeted capacity-building programs, and more consistent government support to strengthen the coconut-based businesses in Anini-y, Antique.
526			_aTheses _bCBA _cBSA
653			_aTheses.
690			_aCredit Usage.
690			_aProduction Efficiency.
690			_aFinancial Performance.
690			_aCoconut-based Business.
690			_aQuantitative Research.
942			_2ddc _cTH
999			_c40090 _d40090